Creator Agreement

LUVLYFANS CREATOR AGREEMENT

This Creator Agreement ("Agreement") is entered into by and between you ("Creator," "you," or "your") and TA Solutions LTD, trading as LuvlyFans, a limited company registered in England and Wales with company number 15144767, located at 9 Cheviot Crescent, Whitehouse Milton Keynes MK8 1ER ("LuvlyFans," "we," "our," or "us"). This Agreement governs your use of the LuvlyFans platform as a content creator.

1. Eligibility and Acceptance

You must be at least 18 years old (or the age of majority in your jurisdiction, whichever is higher) and capable of entering into legally binding contracts to register as a Creator. By using LuvlyFans as a Creator, you agree to this Agreement and our Terms of Service.

2. Account Responsibilities

You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You must keep your account information accurate and up to date.

3. Independent Contractor Status

You acknowledge that you are an independent contractor and not an employee, agent, or partner of LuvlyFans. You are solely responsible for determining your activities, pricing, working hours, and content creation.

4. Creator Earnings

4.1 Revenue Share
You will receive a percentage of the revenue generated from your content as defined on the platform or in your Creator dashboard. LuvlyFans retains the remaining percentage as a platform fee.

  • Creators will receive eighty percent (80%) of all amounts paid by Fans.

  • LuvlyFans will retain twenty percent (20%) as a platform service fee.

  • In addition, payment processors (e.g., CCBill, Paxum) may deduct standard transaction fees, refunds, or chargebacks before funds are made available for payout.

  • Payments to Creators are subject to successful identity verification, compliance with these Terms, and our Payout Policy.

  • Creators are solely responsible for reporting and paying any taxes due on their earnings.

Note: The “80%” share is always calculated from the actual amount successfully received from Fans after any standard payment processor deductions.

4.2 Payouts
Payouts are processed through supported payout providers (e.g., Bank transfers, SEPA transfers and SWIFT transfers). Minimum withdrawal thresholds and processing times apply.

4.3 Taxes
You are solely responsible for reporting and paying all applicable taxes and complying with any tax obligations in your jurisdiction. LuvlyFans may issue tax forms as required by law.

4.4 Withdrawal of Earnings

Creators may withdraw their available earnings from their LuvlyFans Account subject to the following terms:

4.4.1 Eligibility

To request a withdrawal, the Creator must:

  • Have a verified account with completed identity and age verification in accordance with LuvlyFans' KYC (Know Your Customer) and AML (Anti-Money Laundering) procedures;
  • Meet the minimum available balance requirement of $50 USD (or local currency equivalent) after fees;
  • Have provided all required tax documentation, including but not limited to a W-9, W-8BEN, or applicable domestic tax forms based on the Creator’s country of residence.

4.4.2 Withdrawal Method and Payment Schedule

Payouts are currently processed to the Creator’s nominated bank account. LuvlyFans supports the following payout methods, depending on your location and currency:

  • Bank Transfers – Available in supported countries for payments in commonly used currencies such as USD, GBP, and EUR.

  • SEPA Transfers – For Creators located within the European SEPA zone (EUR only).

  • SWIFT Transfers – For international Creators outside the SEPA zone in supported currencies.

  • Paxum – Coming soon as an additional payout option.

Please note: We do not currently offer payouts via PayPal, cryptocurrency, or paper checks.

  • Standard payouts are issued on the 15th and 30th of each calendar month.
  • Creators may also initiate a manual payout request at any time via their Creator Dashboard, provided they meet the minimum withdrawal threshold.
  • Processing times may vary depending on the Creator’s bank, currency, and country of residence.

LuvlyFans is not responsible for delays caused by third-party financial institutions or errors in the Creator’s submitted bank details.

4.4.3 Fees and Deductions

Any applicable bank transfer fees, currency conversion charges, or other transaction costs will be deducted from the Creator’s available balance. LuvlyFans is not liable for losses arising from exchange rate fluctuations or intermediary bank charges.

4.4.4 Anti-Fraud and Compliance

LuvlyFans reserves the right to withhold or delay withdrawals if:

  • Suspicious, fraudulent, or illegal activity is suspected;
  • The Creator’s account is under review for violations of this Agreement or the Platform’s policies;
  • Verification documents are missing, incomplete, or under investigation.

All withdrawals comply with applicable anti-money laundering (AML), sanctions, and financial crime regulations.

4.4.5 Chargebacks and Reversals

In the event of a chargeback, refund, or payment dispute initiated by a User, the disputed amount will be deducted from the Creator’s current or future earnings. LuvlyFans reserves the right to recover such funds through deductions or legal action if necessary.

4.4.6 Final Withdrawal Upon Termination

If a Creator account is terminated (voluntarily or involuntarily), any eligible remaining balance will be paid out within 60 days, provided:

  • The account is not subject to ongoing investigations;
  • Required verification is complete; and
  • Valid bank account details are on file.

LuvlyFans reserves the right to withhold funds derived from fraudulent or policy-violating activity permanently.

4.4.7 Future Payment Methods

LuvlyFans plans to integrate additional payout providers such as Paxum to offer more flexible withdrawal options in the future. Creators will be notified when new methods become available.

4.4.8 Amendments to Withdrawal Terms

LuvlyFans may update payout schedules, minimum thresholds, fees, or supported withdrawal methods at any time. Material changes will be communicated via email or through the Creator Dashboard.

5. Content Ownership and Licensing

You retain ownership of all content you post. You grant LuvlyFans a worldwide, non-exclusive, royalty-free license to use, host, display, and distribute your content on and in connection with the platform and for marketing purposes.

5.1 Consent and Distribution Authorization
By posting content on LuvlyFans, you affirm and certify that:

  • You have obtained written consent from all individuals depicted in your content to:
    • Be depicted in the content;
    • Permit public display and distribution of the content on the LuvlyFans platform;
    • Allow viewing, streaming, and, if applicable, downloading by users.
  • You have verified that all individuals depicted are at least 18 years old (or the age of majority in their jurisdiction), and have obtained documented proof of age (e.g., valid government-issued photo ID).
  • You agree to retain all records of consent and age verification, and make them available upon request for compliance or legal purposes.

6. Acceptable Content

You may not post any content that violates:

  • Applicable laws or regulations
  • Section 6 of the LuvlyFans Terms of Service
  • Our Moderation and Prohibited Content Policies

All content must feature consenting adults. You must maintain documentation verifying age and consent and comply with 18 U.S.C. § 2257 where applicable. You further agree to store these documents and present them upon request for verification.

7. Moderation and Enforcement

LuvlyFans may monitor, moderate, or remove any content that violates this Agreement or platform policies. Repeated or serious violations may lead to account suspension or termination.

8. DMCA and Copyright Infringement

You must not upload content that infringes the intellectual property rights of others. We respond to DMCA takedown notices in accordance with our DMCA Policy.

9. Confidentiality

You must not disclose non-public information about LuvlyFans, including platform features under development, internal policies, or financial information.

10. Termination

We may terminate or suspend your Creator account if you breach this Agreement or applicable laws. You may terminate your account at any time. This Agreement shall remain in effect for as long as your Creator account is active. Upon termination, we may retain certain data as required by law or for dispute resolution.

11. Disputes

All disputes arising from this Agreement are subject to the arbitration and governing law clauses in the LuvlyFans Terms of Service.

12. Indemnification

You agree to indemnify and hold harmless LuvlyFans from any claims, damages, losses, or expenses arising from your content, actions, or breach of this Agreement.

13. Amendments

We may update this Creator Agreement at any time. Changes become effective when posted. Continued use of the platform after changes constitutes acceptance.

14. Entire Agreement

This Agreement, along with the LuvlyFans Terms of Service and Privacy Policy, constitutes the entire agreement between you and LuvlyFans regarding your Creator activities.

Questions? Contact us at [email protected]